I鈥檝e seen others who in the same boat as me, and we are facing basically the same problems, the only difference being our individual life styles.
I鈥檝e already bought airline tickets and have set a date. I鈥檓 going to sell my car instead of shipping it. I鈥檇 like to hit the ground running and get a car as soon.
I鈥檇 like to buy a car from a car dealer and get financed either with the dealer or a credit union. I鈥檇 like to get financed before or soon after I land. I鈥檓 looking at a 2013 Toyota Prius with low milage. (I love Prius, great running car with good gas milage) A dealer has one for $14000.
Can I do this? I鈥檓 getting a address through a mail service, a PO Box rental. I鈥檓 a veteran, and there is a credit union that veteranI can join. I don鈥檛 know if the credit union will allow me to use the mail service box for a Puerto Rican address or not. Does anyone know?聽 Of course after I do have a place to live, I鈥檒l change the address.
According to Credit Karma, I鈥檓 just a few FICO points from having 鈥渆xcellent鈥 mine is 740. I hope to get a somewhat decent interest rate. I can almost figure out what my monthly car payments will be. What I don鈥檛 know is car insurance. Can anyone give me an idea of the monthly cost for insurance with a bank owned car. Here on the mainland you must have 鈥淔ull鈥 coverage. If that is the case on Puerto Rico as well, can anyone give me an extimate, or a educated guess on how much the monthly cost for 鈥淔ull鈥 coverage? I鈥檓 trying to keep my transpertation with insurance between $350-$450 a month, Is this do able?
I鈥檓 planning to stay in San Juan for a week to get a car at a Air B&B, I鈥檝e seen some good rates. If anyone knows of a 鈥済ood" place in San Juan for $50 to $70 a night, please let me know.
I wish luck to all of us who are making this move
Butch