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If your history is that bad you shouldnt be looking for loan's.  There are a few banks that let you open a credit card with a fixed deposit. they freeze the funds and you have that as your limit. So 300bd is frozen and they give you a 250bd limit.

@leh95 Thanks for your reply. However, does that mean that it is really impossible for me to get a loan anymore? I used to have a loan from Citibank from 2014 and I have multiple missed payments around 2015-2016. I’ve managed to pay them, cleared and closed them last 2019. I’ve tried to apply for a credit card or personal loans from several banks before and didn’t get approve. Is my case really hopeless?

It won't be easy unless you improve your credit history.  And that improvement will take a few years. 

@XTang And how am I supposed to improve my credit history/score if no bank would allow me to get a loan or a credit card? Is there any other way to do that?

Read articles on the internet.  If you have any existing loans or cards, don't miss a payment (pay credit card in full).  If you have nothing then just wait a few years before applying again (try to demonstrate better expense management by building up a balance in your bank account).

@tishya28

Hi dear am also bahrain same case which is happening for you... in 2020 corona pendemic I lose my job and return india I can't pay my credit card amount due to my financial criteria after I came back 2022 and close my card ... and I reapply all.the bank rejected I asked credit bureau benefit company as they said after closing ur loans 5 years will.show ur bad and good whatever in ur credit history as you said 2019 u closed ur dues so 2025 u will get a loan definitely god bless u

@rajankhayber07

Until 2 years what happened on credit card bills?