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bholtby

Bruce Holtby

@bholtby

Active member

Canadian °µÍø½ûÇø in Ecuador

Forum posts

39

About me

Canadian

Lives in Cuenca

Speaks English

Registration: 20 November 2011

Activity

Bruce Holtby
bholtby replied to a thread
12 years ago
Txsbigfoot

Deal breaking questions about Cuenca Ecuador by Txsbigfoot

1. As a Southern boy I like my Bourbon whiskey. Do they have Bourbon like Jack Daniels, Wild Turkey, etc... for sale there, and if so can anyone give me an idea of the cost per litre bottle? 2. I see that you have to have an invite or pay a ...

Bruce Holtby

Wise choice! It seems to us that spending $6-10 per month for hot water, cooking, etc, rather than $400-600 per month for A/C or heating (depending on where you live) is way more important than whether you can golf or not. Read More

Bruce Holtby
bholtby replied to a thread
12 years ago
Txsbigfoot

Bus system in Cuenca by Txsbigfoot

Curious about the bus system there. I have been to Mexico numerous times and can say the bus system is not too good. Cramped, hot, sometimes share space with 4 legged creatures and break down constantly. Are the busses in and around Cuenca clean and ...

Bruce Holtby

The buses are awesome. They come every 6-10 minutes or so depending on the route and the lines (28) criss-cross all over the city so it is possible to get wherever you are going on just 1 or 2 buses. There are no transfers but then a single ride is ... Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
Txsbigfoot

International Livings seminar, Worth it? by Txsbigfoot

We are planning to retire and move in late spring 2013. Been reading about the fast track conference in Quito sponsored by International Living. Cost 850, flight from Houston 1000, Hotel for 4 nights 400. I am trying to justify this trip for the ...

Bruce Holtby

Don't go to the IL conference. They are not worth the money. We bought the videos of the last conference for $300 and they were not worth it. As far as it costs to live in Ecuador it all depends on where you live and what your expectations are. You ... Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
creosote7

Car Rentals for Seeing the Coastal Areas by creosote7

Greetings, Looking to come to Ecuador in near future to check out the coastal areas from Salinas up north to Bahia, etc. I'd be traveling with one other person most likely. My goal is to find a town where we would want to rent for 1-2 months when ...

Bruce Holtby

Most of the major car rental companies have offices in Ecuador. Some will only let you pick up from Quito or Guayaquil but Avis (www.avis.com) will let you pick up from about 10 cities in Ecuador including Esmeraldas and Manta on the coast. You can ... Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
Eddie54

Can someone explain "municiple value" of property? by Eddie54

I'm perfectly willing to slap down $25,000 or over for a home, but I'm told that if it doesn't have a municiple value of $25,000 I'm wasting my time and won't get the resident visa. Can someone explain please? Thanks.

Bruce Holtby

I wouldn't wait four more years to retire! Buy something here for about $70-75K and it should have a municipal value of about $25K. Ask what the municipal value is before you purchase it. Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
kenandsusanoliveira

Is Cuenca a dog -friendly city? by kenandsusanoliveira

We are considering moving to Cuenca with our great dane and bring her with us all the time.Are businesses and people friendly towards dogs-- restaurants, outdoor cafes or markets etc. Any observations or advice are welcome.

Bruce Holtby

Hello All, We just moved to Cuenca three weeks ago. We have two miniature schnauzers both of which are not very well trained or socialized (even though we watch Ceasar Milan all the time :)). There are at least 5 or 6 other schnauzers within three ... Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
Dispirit

Packing Vital Documents by Dispirit

Hello °µÍø½ûÇøriates: My name is Diane and I will be coming this year to Cuenca. AS I am doing my packing up, I am concerned as to how I should transport vital documents such as tax returns, bank documents, etc. These documents have vital ...

Bruce Holtby

We sure did! Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
Dispirit

Packing Vital Documents by Dispirit

Hello °µÍø½ûÇøriates: My name is Diane and I will be coming this year to Cuenca. AS I am doing my packing up, I am concerned as to how I should transport vital documents such as tax returns, bank documents, etc. These documents have vital ...

Bruce Holtby

Hi Diane, Sorry we have taken so long to get back to you but we have been very busy! We packed all our important documents in our carry-on luggage so we never lost sight of them. If you try really hard you can whittle them down to a lot less than ... Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
jctex7

Paying Taxes In Ecuador by jctex7

Hi, how does an American retiree living in Ecuador pay taxes on his pensions?

Bruce Holtby

Hi Ukee, Your understanding seems to be the same as mine. Any income you make in Canada (pension, investments, employment, etc.) would be taxed by the Canadian government. Any income made in Ecuador (interest, etc.) would be taxed by the Ecuadorian ... Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
Wnlight

Shopping for clothing by Wnlight

We were in Cuenca last July. And we plan to move there sometime. It was difficult to find nice women's clothing for my wife's extra large size. The mercados all had slender sizes and the shops all had fancy, dressy clothing. Is there a shop that ...

Bruce Holtby

Better still, ask one of the locals to make your clothes for you. I imagine they would be of very good quality and quite inexpensive. Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
ecuadorgeorge

More Living with Less Stuff in Ecuador by ecuadorgeorge

I remember when I was young and had my entire life ahead of me. There was never a reason to look back, only forward to all the possibilities. Then, at a certain age, I stopped looking forward. Instead I started looking around to see what I had ...

Bruce Holtby

Wow! We sure do. We've sold just about everything. All the stuff we are taking would just about fit in the back of a pickup. We're taking the piano because we could never get another one in Ecuador, and we're taking our TV and computer because they ... Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
Dispirit

Packing Vital Documents by Dispirit

Hello °µÍø½ûÇøriates: My name is Diane and I will be coming this year to Cuenca. AS I am doing my packing up, I am concerned as to how I should transport vital documents such as tax returns, bank documents, etc. These documents have vital ...

Bruce Holtby

Hi Diane, We are taking our tax returns for the past seven years, some veterinarian papers for our puppies, our wills, and the final papers for the sale of our house. Everything else we have or will have shredded. We're not keeping any banking ... Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
ecuadorgeorge

Moving to Ecuador...Learning Spanish...Selling Everything by ecuadorgeorge

This morning I woke up saying “Buenos dias” to myself and “Como estas”? And my answer was “Me siento bien” (I feel good). Waking up and speaking Spanish is a pretty good sign that I am learning this new language. Albeit slowly, learning is ...

Bruce Holtby

Mitri and Edith, Good luck and all the best! Maybe our paths will cross in Cuenca. Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
katet1955

°µÍø½ûÇøs in ecuador by katet1955

looking for °µÍø½ûÇøs in ecuador to communicate with. we are planning to move there in 2012 but would like someone to email with about questions and experiences. thanks

Bruce Holtby

Here's my impressions: Quito is 2.5 million and so is big, dirty, noisy and dangerous (I was pick-pocketed on our first day there). Cuenca is about 440 thousand and is quiet, peaceful and safe. Bruce Read More

Bruce Holtby
bholtby replied to a thread
13 years ago
jctex7

Paying Taxes In Ecuador by jctex7

Hi, how does an American retiree living in Ecuador pay taxes on his pensions?

Bruce Holtby

If you are moving to Ecuador permanently then you become a non-resident of Canada. You indicate on your tax form the date you left Canada. You pay Canadian taxes on all your world income (i.e. income made anywhere) up to the day you left Canada. ... Read More