How interesting. Thanks for your response.
I was one of those start ups, though because I'm based in the UK, IO can offer Paypal and credit card payments...I was never able to reach the °µÍø½ûÇø community tho...and it's such a hassle to know you owe someone a favour because of extortionate prices in Ghana or the cost for inconvenience of sitting in traffic towards Accra Mall and such like...
I still believe in the idea - if only broadband would be cheaper and I have a way to alleviate °µÍø½ûÇø fears....