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Hi,
I’m in a different district so can’t really help with all your questions but San Pedro Scoop usually has good articles and advice you might find helpful.

Welcome to the forum.
First off, we don't live on Ambergris, just visit .
1. It will depend on your wants and needs. It seems some people live on Ambergris for about $1,500/mo (US), but that might not be up to your 'standard of living', and you might need to sacrifice some conveniences.
2.If you work on-line, and your income comes from outside of Belize, you don't need a work permit. Ambergris has good internet service, but like infrastructure in all of Belize, reliability can be an issue.
3. Read previous threads here regarding work permits. You can get a work permit before permanent residency, but it doesn't sound like you will need that.  Once you have permanent residency, which takes more than a year, you don't need a work permit. You can't get citizenship until 5 yr after permanent residency.

Hi
I lived on the Island last year, (San Pedro) a decent place is going to cost between 1,000 and 1,200 U.S dollars. My electric was about 50. U.S a month, water was about 30 U.S a month and cable and internet were about70. U.S a month. The internet was pretty fast, however the Island do have power outages from time to time. That is just an estimate of the monthly cost. I would suggest you not rent site unseen. That’s what I did and I was so disappointed. The pictures can be deceiving. I also had to put a deposit down for my utilities of 250. U.S when I left they refused to refund my deposit., they gave no reason. So be careful there are a few shady folks on the Island.

I was in San Pedro just this past August looking at property and was told that you can't live on the island for less than  $2k per month for all expenses. Nearby Caye Caulker is cheaper. There are a lot of people who live there and work in San Pedro. Service back and forth is by water taxi, a very reliable mode of transportation. That cost would need to be factored in.